Life insurance is a contract between an individual and an insurance company, where the individual pays regular premiums in exchange for a lump sum payment to their beneficiaries upon their death. Also has a Tax Free Accumulation into a savings account.

Anyone who has dependents or financial obligations should consider life insurance. It provides financial protection and peace of mind to your loved ones in the event of your death. You could qualify for Mortgage Protection or Income Replacement.

The amount of life insurance you need depends on factors such as your income, debts, and financial goals. It's best to consult with our financial advisor to determine the right coverage for your specific needs.

There are different types of life insurance, including Term life insurance, Whole life insurance, and Index Universal life insurance. Each type has its own features and benefits, so it's important to understand them before making a decision.

To apply for life insurance, you can contact us or visit our website to book a quick quote and then start the application process to finalize it to our Underwriting team. It typically involves providing personal and medical information. Then goes to underwriters before making a final decision on whether you can qualify for the coverage or plan you're looking to get. This is something you do have to get approved for. That's why we have over 40 carriers to get you the best deal; but most importantly get you and your family approved.

An IUL is an Indexed Universal Life insurance policy, a type of permanent life insurance that includes a cash value component. The Rockfellers were know for using these types of policies to create Generational Wealth. It provides a death benefit to beneficiaries and allows the cash value to grow based on the performance of a stock market index, such as the S&P 500, with protection against market losses. You only participate in the gains of the market and not the losses. Policyholders can also adjust their premiums, death benefits and can use the cash value for financial needs like retirement savings or borrow against your policy at anytime, for anything. The IUL is known as a safe retirement program.

Yes; but the parent must get approved and set themselves on one first. You can set your kid up on a IUL after they're two weeks old. You can't invest more monthly in your kids IUL, than you invest in your own IUL as the parent.